The beauty of getting a Visa, Mastercard, or Amex Gift Card as a gift is that they can be used in almost any store. They are not limited to a single store like other store gift cards.

That said, if you try to use your Visa, Mastercard, or Amex Gift Card on Amazon, you will quickly find out that it is easier said than done.

PRO TIP: No matter how much balance you have on your prepaid gift card, a great way to work around the restrictions on Amazon is to use your gift card balance to buy an Amazon gift card for yourself. You can then load this balance on your account and use it to buy anything you want on Amazon.

Amazon needs you to provide a name and a billing address when registering a card as a mode of payment. Most gift cards do not have these details as they are not personalized to a single person.

Additionally, Visa, Mastercard, and Amex Gift cards are better suited for offline purchases than online transactions. It is hard to split purchases among multiple cards on Amazon, so using more than one card is out of the question.

Or is it?

How to use your Visa, Mastercard, or Amex gift card on Amazon

While it is possible to use prepaid gift cards to make purchases on Amazon, you’ll have to jump through a few hoops to get things working for you. Amazon does not allow you to use any other gift cards apart from Amazon gift cards on the site. So how can you put the money you have in your prepaid gift cards to good use on Amazon? Well, here’s what you have to do.

In Summary: The trick to how to use Visa, Amex, or Mastercard gift cards on Amazon is to think of your gift card as a credit or debit card, not a regular gift card. The only way you can use it is to add it as another card to your account, not as a gift card. For this to work, you also need to know what your gift card balance is. There should be a balance check number on the back of the card that you can call if you are unsure. You can also use this number to confirm the name on the card if it is not provided.

Step 1: Register your gift card.

If the card has no name associated with it, your first step will be to register your Visa, Mastercard, or Amex Gift Card with the issuing institution. Registration will get your name and zip code associated with the gift card.

The card will usually come with a URL or phone number at the back that you can use to register it yourself.

If you do not find these details, check out our Visa gift card registration guide, our Mastercard gift card registration guide, or our Amex Gift Card registration guide for more details on how to do it.

You should also confirm how much balance you have on your card at this point.

Here is how to check your Visa gift card balance, your Amex Gift card balance, and your Mastercard gift card balance.

Method 1: Reloading your Amazon balance with the gift card

The first method you can use to access the funds in your Visa, Amex, or Mastercard gift card is to reload it directly into your Amazon account balance. Here’s how to do it:

visa-card-on-amazon
  1. Log on to your Amazon account
  2. Go to the ‘Reload Your Balance’ page
  3. Enter the amount on you would like to spend from your prepaid gift card. You can enter the entire balance if you want to spend the whole amount on Amazon
  4. Sign in to your account once more. You have to do this even if you had signed in at the start for security reasons
  5. Click ‘Add a credit or debit card’
  6. Enter your gift card information in the specified fields
  7. Click Next
  8. Select the new gift card as the payment method you want to use
  9. Click ‘Done’
  10. You will be redirected back to the Reload Your Balance page. Confirm all your info and verify the amount you want to reload from the gift card.
  11. Click ‘Reload’

There is no minimum or maximum amount that your prepaid gift card balance should hit before you can reload it to your Amazon gift card balance. This means you can combine several different gift cards and deposit the funds to your Amazon account instead of having to use each of them individually.

This hack will also come in handy when your prepaid gift card is almost hitting its expiry date. Reloading your Amazon balance will ensure you do not lose the funds.

Method 2: Adding the gift card as a payment method on Amazon

This option is quite similar to the first method with only a few differences.

To add your Visa, Amex, or Mastercard gift card as a payment method on Amazon, here are the steps to follow:

  1. Go to Amazon.com
  2. Select Account & Lists then choose Your Account
  3. Click Payment Options
  4. Add your gift card as a new payment option in the box that appears
  5. If no box appears, you will find this option under Ordering and Shopping Preferences below it
  6. You can now use your Mastercard, Visa, or Amex gift card for purchases

How to get more value from your Visa, Amex, or Mastercard gift card on Amazon

Following the steps outlined above will only add the gift card as a payment option. You will quickly run into problems when you want to buy something worth more than the amount you have on the card.

If you have $50 on the gift card, you can only buy something worth $50 or less. If you buy something worth $47, you’ll be left with $3 on the card that’s barely usable.

What if you want to buy something worth $55?

Amazon will not let you split the payment across multiple cards and you cannot top up the gift card. So what can you do?

Simple: Exchange your Mastercard, Visa, or Amex gift card for an Amazon gift card.

You want to use your Visa, Mastercard, or Amex gift card to buy an Amazon gift card.

This way, all the money on the gift card will go towards one purchase. And when you use an Amazon gift card on Amazon, it is tied to your account so you can use it as often as you like until it is depleted.

Plus, if you want to buy more expensive items, you can split the payments between multiple payment options.

How to buy a Amazon gift card with a Visa, Mastercard, or Amex gift card

1. Add your gift card as a payment option on Amazon

2. Click Gift Cards in Your Account

3. Select Reload Your Balance

4. At this stage, you want to enter the full amount on your Mastercard, Amex, or Visa gift card. Don’t know the Balance on your card?

5. Your Amex, Mastercard, or Visa gift card balance will now be reflected in your Amazon gift card balance.

Final Thoughts

The key to using a Visa, Amex, or Mastercard gift card on Amazon is to trick Amazon into thinking you are adding another credit or debit card to your account. If you follow the steps outlined above, you should be able to quickly do so.

Alternatively, you can also simply use your gift card balance to buy yourself an Amazon gift card and use that instead. Either of these two methods will allow you to use your prepaid gift card on Amazon.

That’s all there is to it! Why don’t you try using your Amex, Visa, or Mastercard gift card on Amazon for yourself? Let us know how it goes in the comments below! And if you have any questions, we’d be happy to help!

Also Read: Can Amex gift cards be reloaded?

1 thought on “How to Use a Visa, Mastercard, or Amex Gift Card on Amazon”

  1. Pingback: How to check Debit Visa gift card balance - Gifts Inventory

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